Rockford Mutual Insurance Company

About Rockford Mutual Insurance Company

The Rockford Mutual Insurance Company has been rated an “A” by the E.M. Best Co. The company was established in 1971. The Rockford Mutual Insurance Company provides numerous types of Insurance protection for its clients to choose from. To make it easy for the customers, the policies have been divided into two streams- the “Personal Lines” and the “Commercial Lines”. The areas covered by the Personal Lines are – Homeowners, Automobiles, Recreational Vehicles, Watercraft and Personal Umbrella. The areas covered by the Commercial Lines are – Business Owners, Policies, Commercial Package Policies, Commercial Auto, Commercial Umbrella, Farm Owners, Farm Umbrella and Worker's Compensation. The products differ from one state to another.

Rockford Mutual Insurance Company is an Independent Agency System with all of its business being produced through a network of local independent agents who understand the needs of their customers.

It also operates as a re-insurer of farm mutual insurance companies present in Illinois, Wisconsin and Missouri.

Rockford Mutual Insurance Company Profile

Lines of Insurance:
Auto, Homeowners

States licensed to sell insurance in:

Rockford Mutual Insurance Company Rating: B++

Company Financial Status:
Assets & Premiums: Assets: $25 - 50 Million (per A.M. Best)

Services Offered by Rockford Mutual Insurance Company

The Rockford Mutual Insurance Company provides its services in Automobiles, Homeowners, Business, Farm and Re-Insurance.

Automobiles : Rockford Mutual Insurance company has a flexible and competitively priced Personal Auto program which is designed to reward drivers who exhibit financial stability and safe driving habits. Their programs are also designed for drivers regardless of their risk characteristics. Hence the fact that the customer has a clean driving record and is financially stable (or) whether the customers have blemishes on their driving and financial records, the chances are still high for him/her to qualify for an auto insurance with the company.

Homeowners : The Homeowners policy provides protection for the clients dwelling, other structures on their premises, their personal property and additional living expenses which results from a covered loss. Under the Homeowners policy there are certain links available to choose from, such as Advocacy Services, Boats and Re-creational Vehicles, Personal Inland Marine and Personal Umbrella.

Business : The Business policy also has certain link present under it such as ROPAC, CONPAC, Commercial Package Policy and Commercial Auto.

Farm : The comprehensive Farm program by the Rockford Mutual Insurance Company provides property and liability insurance protection for today's modern farmers The fact that whether the farm is owned by individuals or either in a partnership or a corporation doesn't matter. The clients will receive a reward with competitive premiums depending on their financial stability and their farm's maintenance.

Benefits and Claims of Rockford Mutual Insurance Company

The benefits that are available for the clients are :

  • The Homeowners discount can be earned by clients who own and occupy their homes with a maintained property insurance of the house.
  • The Multi Policy discount can be applied by the clients whose house is either insured with the company or with affiliated mutual company.
  • The Multi-Vehicle Discount can be earned by the clients if they have insured multiple vehicles with the company.
  • The Loss Free Discount can be earned by the clients if they maintain a continuous accident free insurance with the company.
  • The Good Student Discount is available for young drivers who are full time students.

Rockford Mutual Insurance Company Contact Details & Phone Number

Rockford Mutual
P.O. Box 5626
Rockford, IL 61125-0626

Where to send complaints:
Rockford Mutual Customer Service
Rockford, IL 61125-0626