Quality Insurance Company

About Quality Insurance Company

The Quality Insurance company (QIC) was formed by the Catholic Bishop's Conference well over 15 years ago. It is licensed as a composite Insurance company by the National Insurance Commission. As the Act 724 was newly added in the Insurance Act in 2006, it made it mandatory for QLAC (Quality Life Assurance Company Ltd) to manage only the Life portfolio of QIC. This meant that QIC only had to deal with the Non-Life related businesses. QIC at present are well balanced and firm to continue its success run in the market. With a large capital base obtained by the company, it certainly is in a position to be ranked as one of the top most players in the Ghanaian Insurance Market.

Quality Insurance Company Profile

Lines of Insurance:
Auto

States licensed to sell insurance in:
AL

Type of Insurance Company: Property and Casualty

Name of Parent Company:
Quality Casualty Insurance Company

Quality Insurance Company Rating:

Services Offered by Quality Insurance Company

The Quality Insurance Company provides a wide range of services for its customers. Few products that are taken up by the QIC are:

  • Motor Insurance for an Individual and even for Businesses.
  • Theft/Fire accidents for Homes and Businesses.
  • Accident Insurance for an Individual and for Businesses.
  • Travel Insurance for an Individual and for Businesses.
  • Marine related Insurance.
  • Construction related Insurance.
  • Insurance for Bonds.

Benefits and Claims of Quality Insurance Company

To give an idea of few of the benefits that are provided by the QIC, here are are few of its policies and their benefits:

Motor Insurance: Here QIC offers three insurance options to choose from.

  • Third Party Cover : This insurance covers death, injury to persons on board or pedestrians as well and even property damage to third party.
  • Benefits that can be claimed by this Insurance policy are, injuries obtained to the body of the third parties and passengers, Damage done to property of third parties by the insured vehicle and personal accident insurance for the driver of the insured vehicle.
  • Third Party Fire and Theft : This Insurance covers the regular third party and the loss obtained to the insured vehicle due to robbery or fire.
  • Benefits that can be claimed by this Insurance policy are injuries obtained to the body of the third parties and passengers, Damage done to property of third parties by the insured vehicle, Personal accident insurance for the driver of the insured vehicle and damage done to the insured vehicle or loss of the insured vehicle due to the fire or robbery.
  • Comprehensive Cover : This Insurance is a combination of the third party losses and the Fire and Theft insurance with an extension to cover one's own damage as well.
  • Benefits that can be claimed by this Insurance policy are injuries obtained to the body of the third parties and passengers, Damage done to property of third parties by the insured vehicle, Personal accident insurance for the driver of the insured vehicle, Damage done to the insured vehicle or loss of the insured vehicle due to the fire or robbery and a Personal accident insurance coverage for the driver of the insured vehicle.

Home Insurance: Here QIC offers two Insurance options to choose from.

  • Householder Comprehensive : This Insurance policy tends to cover the house from fire and damage done due to it and loss or damage done by robbery.
  • Benefits that can be claimed by this Insurance policy are the coverage of the insured towards a legal third party incase of injury, death or damage to property. In certain cases when the insured is temporally residing in a private place, hotel etc there too protection over the insured perils does exist.
  • Home Insurance : Here, the policy covers numerous factors or incidents that can take place. Such as Fire, Lightening, Explosions, Windstorms, Cyclone, Earthquakes and numerous other facts.

Quality Casualty Insurance Contact Details & Phone Number

Quality
President J. Chappell
1244 Cherokee Road
Alexander City, AL 35010-3917
Phone Number: 800-280-0955

Where to send complaints:
Quality Casualty Insurance
Alexander City, AL 35010-3917
Phone Number: 800-280-0955