Pioneer State Mutual Insurance Company

Facts about the Pioneer State Mutual Insurance Company

The Pioneer State Mutual Insurance Company specializes in casualty property and insurance businesses and for individuals. The company has an independent insurance agency system which is responsible for the distribution of its products and services.

The Pioneer State Mutual Insurance Company was founded by George Whitaker and others in Michigan in the year 1908. Originally the company was called the Farmers’ Mutual Lightning Protected Insurance Company. It was also called the State Mutual Rodded Fire Insurance Company of Michigan, commonly known as the Flint Company or the Rodded Company. The name Pioneer State Mutual Insurance Company came about with the merger with the Pioneer Mutual and State Mutual companies.

Pioneer State Mutual Insurance Company Information

Lines of Insurance:
Auto, Homeowners

States licensed to sell insurance in:
MI

Type of Insurance Company: Mutual

Pioneer State Mutual Insurance Company Rating: A+

Company Financial Status:
Assets & Premiums: 2006 Assets: $313.5 million
2006 Premiums: $144 million

Services Offered by Pioneer State Mutual Insurance Company

Products and services are offered by the Pioneer State Mutual Insurance as follows:

Home Owners: Under this coverage, several discounts are available. There is optional add-on coverage available for special items like jewelry, boats, snowmobiles and other various collectibles. The main categories are:

Home Owners
Condominiums
Renters (contents)
Rental Dwellings
Mobile Home

Business: Under each head, special options are available which can be availed of in consultation with the company agents. The three categories of business insurance are:

Business Owner Policy (BOP)
Workers Compensation
Business Automobile

Auto: There are several discounts available here too, on items such as safe driver, anti-lock brakes and airbags. Add-on options may include rental car, road service and towing. The categories covered are:

Personal Automobile
Motor Homes

Farm: Here too, discounts may apply depending on the circumstances. The categories included are as follows:

Farm owners
Country Estate (hobby farmer)

Benefits and Claims of Pioneer State Mutual Insurance Company

Reporting a claim is quite an easy thing to do.

Once you have located your policy document, keep the policy number handy and contact your agent or broker.
If you would like to personally file the claim you can do so by mailing the details.
There are several options for online claims reporting today.
You can log into www.psmic.com to report auto and property claims online.