Home Insurance Companies in USA

It is always a daunting task to shop for your dream house. After you have realized it, the next important task to secure and insure it. Herein comes the importance of choosing the right home insurance because you are going to pay for it as long as you own it. Save yourself trouble at later dates by zeroing on the right home insurance company offering the right insurance for your home. In a last minute hurry, you don’t want to get a policy that will cost you even more than the home, right? Start the hunt for the right insurance provider from online websites, advertisements and personal referrals.

Things to know when buying home insurance from a company:

  • Do a thorough comparison among the policies provided by different insurance providers. However, bear in mind that it is not easy as comparing the annual premium payable for each insurance plan. Check for the components included in the coverage policy as an insurance company offering less coverage for any unfortunate incident will also have a lesser premium amount.
  • Know what all are covered in the policy you are purchasing. If you do an extensive research, you will be surprised that along with the main structure, some companies provide insurance for additional structures (outbuildings, gardens) and specific contents like jewelries and precious items while you are travelling abroad.
  • Research on the claims process by the insurance companies as in case of any accident, you will need a rapid response from the insurance provider.
  • Ask for the deductible amount in your insurance premium amount. Having higher deductibles can significantly lower your premium amount.
  • Before buying the final policy, you should always check for the company reputation and the customer service model of the insurance provider.
  • Even after buying the policy, you should be regularly in touch with your insurance provider to stay on the top of new policy changes, market trends and coverage changes. You must be on the top of it ready with the best plans and insurance.
List of Insurance Companies in USA
Auto Insurance Companies Health Insurance Companies
Life Insurance Companies  

Home Insurance Companies by State

Alabama Illinois Montana Rhode Island
Alaska Indiana Nebraska South Carolina
Arizona Iowa Nevada South Dakota
Arkansas Kansas New Hampshire Tennessee
California Kentucky New Jersey Texas
Colorado Louisiana New Mexico Utah
Connecticut Maine New York Vermont
Delaware Maryland North Carolina Virginia
Columbia Massachusetts North Dakota Washington
Florida Michigan Ohio West Virginia
Georgia Minnesota Oklahoma Wisconsin
Hawaii Mississippi Oregon Wyoming
Idaho Missouri Pennsylvania