Medical insurance plans don’t usually have dental services coverage – people have to get it through a separate plan. Like medical insurance, dental insurance plans also have some out of pocket costs like co-payments etc. This helps to control costs and make premiums affordable. Dental insurance coverage usually reimburses patients/customers based on the kind of service they have signed up for.
Medicaid and Medicare are two insurance plans available to senior citizens. Medicaid is a medical care assistance offered by states to individuals, based on need. Medicaid is a federal program which covers people who are eligible for social security benefits. Insurance coverage is based on income levels and need – quite a few people are eligible for coverage by both programs. It pays to check what dental work one can get based on the state of residence. Some expenses may have to be borne by individuals, out of pocket – dental coverage for seniors can be quite expensive.