Cheap Motorcycle Insurance in Delaware

Motorcycles are increasingly becoming a popular mode of transport – the licensing and insurance requirements are slightly different. Licensing requirements are different from state to state. Insurance is usually mandatory – not only to encourage people to drive safely but also to compensate victims in case of accidents.

Minimum Requirements

In the state of Delaware, licenses for motorcycles can be gotten through the Department of Motor Vehicles. The endorsement to drive a motorcycle is added on to an applicant’s drivers license. To get a license a person has to go through the following steps:

  • fill out the application form
  • go through and pass a written test
  • Eye screening
  • Get a temporary learner’s permit
  • Undergo a road test.

As per DMV rules, people have to wait 10 days after getting a learner’s permit to take the road test. People are required to have a Delaware driving license to get the motorcycle endorsement. In case teenagers want to get a license to ride a motorcycle, they have to take a motorcycle riders course. The application has to be signed by a parent or guardian to ensure safe driving habits.

Required Paperwork

The state of Delaware mandates that drivers under 18 take a motorcycle rider course – it includes information about safe driving habits and how to share the road with other vehicles. The cost to take the exam is $8.

State Insurance Requirements

The process to register a motorcycle in Delaware is the same as for automobiles and other vehicles. The only requirement is that the vehicle should be physically present in the state. There will be many licensed insurance companies which will sell insurance to protect all concerned. the amounts are as follows:

$10,000 for one accident

  • $10,000 towards property damage in one accident
  • $15,000 for death or injury of a person in a particular accident
  • $30,000 for death or injury to more than one person in an accident

Motorcycle inspection is usually done after checking proof of insurance. Inspections are done only if owners have the right coverage. Owners are subject to penalties due to lack of insurance.


Insurance is mandatory in many countries – it is predicated on the belief that drivers will obey the rules and drive safely to keep premiums down. Cheaper insurance is offered to drivers with good records. It tends to be higher of inexperienced drivers and becomes lower with time. It is always a good idea to shop around for cheaper rates – there are many companies which offer different ranges.

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