Cheap Motorcycle Insurance in Connecticut


Motorcycles are a cheaper form of transport and more people are now choosing to ride them instead of investing in cars. Of course, weather is an important factor – so motorcycles are not used year round in states like Connecticut. Insurance rates will also differ by the number of vehicles and the amount of use.

Minimum Requirements

Connecticut has certain requirements that have to be met in order to drive.

  • Motorcycle licenses or permits are not issued separately and are not mandatory. A driver’s license is endorsed with an “M” which allows people to ride a motorcycle.
  • This endorsement can be obtained by going to the nearest DMC office. Proof is required in the form of a driver’s license along with a completed application form and a fee of $40. The fee will cover the vision and written tests
  • Applicants under 18 have to get parental consent before they are eligible to drive or even apply for a license.
  • Any applicant has to first use a learner’s permit for two months to practice their driving skills. There are restrictions like daylight driving, no transport of passengers and no highway driving during this period. Riders are also required by law to wear safety goggles and helmets at all times.
  • A safety course has to be mandatorily completed before the endorsement is handed out. Check the DMV website for safety course locations.
  • Drivers under 18 are not allowed to take passengers for the first 6 months of being able to drive – after getting an endorsement, new drivers of any age cannot take passengers for the first 3 months.
  • Check the DMV website for information on registering the vehicle.

Required Paperwork

Drivers in Connecticut are required to carry liability insurance in the following categories:

  • collision insurance (depends on the value of the vehicle)
  • bodily injury
  • medical insurance
  • and property damage

Since they cannot be driven year round, it is a good idea to check with local insurance carriers to find out what the minimum requirements are. Depending on the age, completed safety courses and other factors, it may be possible to club it with car insurance coverage.


States have enacted laws to ensure that citizens and visitors are safe on the road. It is also the responsibility of drivers to drive carefully and make sure to have insurance coverage for all eventualities.