Cheap Motorcycle Insurance in Alaska

Motorcycles are a great mode of transport and cheaper to operate and maintain. Of course, to operate a vehicle a driver has to get all the necessary paperwork to be able to get on the road. The requirements differ in each state – it is the driver’s responsibility to find out and comply with the regulations.

Alaska Cheap Motorcycle Insurance Minimum Requirements

In the State of Alaska, to drive any kind of vehicle one needs a driver’s license or permit. There are also a number of categories of licenses for motorcycles - do check if the requirements vary. To apply for a license in Alaska, one has to:

  • Be at least 14 years old and have parental consent to get a learner’s permit
  • Pass a written test if one is from out of State
  • Produce 2 forms of identification – a birth certificate and another identity card
  • Pass a written test on motorcycle knowledge
  • Vision test is mandatory
  • Pay the required fees
  • Helmets are required by law for both driver and passenger.
  • Also do a road test and pass it.

In Alaska, youngsters have to be supervised by an adult who is at least 21 years of age and has held a license in the same class for one year or more. Representatives at the DMV are always available to answer any and all questions on motorcycle permits etc.

Alaska Cheap Motorcycle Insurance Required Paperwork

A driver must always carry proof of insurance – this information has to be presented on request. Penalties are quite severe. Drivers will have to pay fines and the license gets suspended. In case the insurance has lapsed, drivers have to file an SR 22 form with the DMV. Also known as Proof of Financial Responsibility, it will kept on record for a period of 3 years to ensure that drivers are being responsible.

Other requirements are as follows:

  • Minimum coverage of $50,000/person in case of bodily injury
  • $100,000 coverage for bodily injury per accident
  • $25,000 towards property damage.

Coverage requirements are the same as cars.

Conclusion

In Alaska, it is rare that people drive or own motorcycles. In case one wants to get motorcycle insurance, the one way to get it would be through comprehensive automobile insurance. It pays to do research to find out how much it will cost – talk to different insurance companies and get the one that suits your needs best.

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