Delaware like any other states in US makes it mandatory for the drivers to carry minimum car insurance coverage while driving. The Delaware state law specifies minimum car insurance coverage of USD 15000 for bodily injuries and USD 30000 for bodily injuries per accident. There is also a requirement for car insurance for property damage with minimum amounts at as USD 10000. The car owner can also go for higher coverage depending on his need and can even select comprehensive car insurance coverage.
To make sure that you do not end up paying high insurance cost always make sure that you do some research on the car insurance quotations provided by different insurance companies in Delaware and select the lowest quote which suites your requirements. The insurance premium also depends on your car value and your car type. Also, it is always imposed upon the driver to opt for comprehensive car insurance cover by the agent which is not a prudent practice. It is you who should decide how much insurance you need.
First thing which you need to remember is that the more informed you are about the different quotes provided by various insurance companies more bargaining you have. It is always prudent to take an informed decision rather than relying on one single agent. You should also try to club all your insurance needs including car insurance and buy it from one insurance company. This will allow you to fetch some discount. Also remember paying annual premium is cheaper than monthly premium and this can also save you some dollars. Make sure you always maintain a good driving record because this can also get you discounts.